1. Acceptance and Modification of Terms of Service

1.1 This agreement is between the decision carousel members (hereinafter referred to as "members") and Changsha Nianyu Information Technology Co., Ltd. (hereinafter referred to as the "decision carousel") regarding the use of the automatic renewal entrusted deduction service provided by the decision carousel (hereinafter referred to as "this"). Service"), this agreement describes the rights and obligations between the decision wheel and the member regarding the use of this service and related aspects. "Member" refers to a natural person who has completed all the procedures to become a member of the decision carousel and uses the membership services provided by the decision carousel in compliance with the relevant use rules of the decision carousel. This agreement constitutes a prerequisite for members to use the services provided by the decision carousel. The decision carousel has reminded members to focus on reading the relevant exemption or limitation of liability clauses in the agreement in bold font or in other reasonable ways. Both parties confirm that the aforementioned clauses do not belong to the "Contract Law" Article 40 stipulates the "exemption of its responsibility, aggravation of the other party's responsibility, exclusion of the other party's main rights" clause, both the user and the decision wheel recognize its legality and validity. Unless the member accepts the terms of this agreement, the member has no right to use the service, and the member's choice to use the service will be deemed to agree to be bound by the terms of this agreement.


1.2 The decision carousel has the right to modify the terms of service at any time. Once the terms of service are changed and modified, the decision carousel will be announced on the relevant page, and the modified content will take effect and implemented 10 days after the announcement; if the member does not agree to this agreement Any modification of the agreement can cancel the automatic renewal function; if the member continues to use it, it is deemed that the member has accepted all the modifications of this agreement.


1.3 When using this service, members must have the corresponding rights and capacity to act, and be able to independently assume legal responsibilities. If members are under the age of 18, they must be under the supervision of their parents or other guardians to use this service. Actions are deemed to have been approved by a parent or other guardian.


2. Service Description


2.1 This service is a service launched due to the member's demand for automatic renewal. On the premise that the member has opened the service, to avoid the member's failure to renew the fee in time due to negligence or other reasons. When it is about to expire, the entrusted payment channel will deduct the fee for the next billing cycle from the balance of the member's own recharge account, third-party payment account bound to the member's account, bank card, and communication account (hereinafter collectively referred to as "account"). The billing cycle includes but is not limited to monthly, quarterly, annual, etc. (the same below), and members can choose according to the billing cycle displayed on the decision carousel platform. The premise of the realization of this service is that the member has bound his decision wheel member account with the above account, and can successfully deduct money from the above account.


2.2 Auto-renewal specifically refers to the deduction method for the decision carousel to charge the member's fees for the next billing cycle through the above account based on the premise of 2.1. The member needs to ensure that the decision carousel can successfully deduct money from the above account, because the balance in the above account can be deducted. If the renewal fails due to insufficient, the member shall be responsible for it, and the decision wheel has the right to interrupt/terminate the corresponding member rights and services.


2.3 If a member chooses to activate automatic renewal, it is deemed to agree to authorize the decision wheel to issue debit instructions to the account, and agree that the account can, according to the deduction command issued by the decision wheel, without verifying the member's account password, payment password, SMS verification code and other information. If you do, the account will be debited for the next billing cycle. Unless the member voluntarily and explicitly cancels the automatic renewal, the member's entrustment of the automatic deduction of the decision wheel is irrevocable. Unless otherwise provided by laws and regulations, the decision carousel will not refund the fees paid by members in any way.


3. Rights and obligations of both parties


3.1 The decision carousel is responsible for providing members with inquiries about the details of automatic renewal charges, but is not responsible for printing relevant invoices and/or forwarding them to members.


3.2 Deciding that the carousel will deduct the monthly fee for the next billing cycle through the above-mentioned account of the member, it shall be deducted on the same day, and the amount shall be recorded in the member's payment record, and the membership validity period shall be extended accordingly. Once the deduction is successful, the decision carousel has the right to charge the fee immediately and does not provide a refund service.


3.3 If there is an error in the deduction process, the decision carousel and the member should cooperate closely to find out the cause, and each bear the loss caused by their own fault; if the loss is caused by the unequal fault of both parties, both parties shall bear the corresponding responsibility according to the degree of fault; If the loss is caused by the common fault of both parties but cannot distinguish their respective faults, the two parties shall share the responsibility equally.


3.4 The decision carousel may change or modify the relevant service content, rules and terms of this agreement according to its business development or technology upgrade. Modify the content, but there is no obligation to make a separate notice. The above announcement will be deemed to have been delivered to the user from the date when the decision carousel is sent. If multiple notification methods coexist, the delivery time shall be the earliest of the above methods. If the member does not agree with the modification of this agreement, he can cancel the service he has obtained and stop using it; if the member continues to use the service provided by the decision wheel, it is deemed that the member has accepted all the modification of this agreement.


3.5 It is up to the member to choose whether to cancel the service. If the member chooses not to cancel, it is deemed that the member agrees that the decision carousel has the right to continue to make irregular deduction attempts according to certain rules. Once the deduction is successful, the decision carousel will be opened for the member. Membership services for one billing cycle.


3.6 If the price of the decision carousel service is adjusted before the automatic renewal, the current effective price announced on the decision carousel platform shall prevail.


3.7 The decision carousel does not charge any additional fees for members to activate the service, but the decision carousel has the right to decide whether to charge the service itself or adjust the automatic renewal cycle and fees according to business needs or market changes, and to inform the member on the relevant page. Announcement.


3.8 If a member renews within the membership validity period, the validity period will be extended on the basis of the original service validity period.


3.9 The member understands and agrees that the member's authorization to decide the withholding authority of the carousel will be regarded as the member's own recharge behavior. If any loss is caused to the member himself, the member will not claim any rights and hold any responsibility against the decision carousel and its affiliated companies.


4. Term of validity and termination of the agreement

4.1 This Agreement shall take effect after the member chooses to accept or use the service, until the member terminates the service or cancels the membership.


4.2 Members have the right to cancel the membership subscription at any time in the membership management, and terminate the service by themselves. After the termination of the service, the decision wheel will stop providing the service to the member.


4.3 Before the member chooses to terminate the service, the order that the member has entrusted the decision wheel to automatically renew the fee is still valid. The decision wheel will not refund the fee deducted based on the order, and the member shall bear the relevant responsibilities.